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  2. By submitting this form, I am providing Structured Settlement Quotes with express written consent to contact me regarding product offerings by SMS/text messages or by using an auto dialer (or automated means) at the phone number(s) provided and such consent is not a condition of a purchase. I also consent and agree to Structured Settlement Quotes’s Privacy Policy and/or Terms of Use.

 
Please enter your name and a valid phone number so we can contact you
Congratulations, you have successfully submitted your payment particulars and Our Certified Funding Partners have started the bid Process. You will be contacted by Telephone within hours to be given your highest quote. Please stay by the phone.
Complete the form below and get your Competitive Price Quotes within 2 hours! Its Easy as 1-2-3
 
  1. Step 1
    Step 2
    Step 3
    Finished
     
     
    1 - Enter General Information:
    I have a:
    Structured Settlement Lottery Payments Other Annuity Worker's Compensation
    Name of Insurance Company That Pays Me
    2 - Describe each Payment Stream you want to Sell (one payment stream at a time):
    Would you like to enter another payment stream?
    YES
    NO
    Guaranteed
    Life Contingent
    Cost of Living Increase
    Your Payment Streams
    # Frequency Next Payment Amount Last Payment Guaranteed COLA Increase On Date Delete
    3 - Tell us about your highest offer so far, if any, then Click on "Finished":
    Have you received offers from other companies?
CASH IN TODAY. Highest Price Payout, Fast in Five Easy Steps
  1. Complete the form above* by following the easy step-by-step instructions.
  2. Sit back and relax while SSQ shops your payments to its Certified Funders and Calls you with the Highest Bid same business day.
  3. Accept the Highest Offer.
  4. Review sale documents with an SSQ arranged Notary Public representative and get signed up.
  5. Get funded by wire transfer following completion of the transfer process, usually within 6 to 8 weeks from acceptance.
 
* We never provide your contact information to the Funding Companies unless you accept an offer and instruct us to do so. By working with us you avoid the unwanted phone calls and pressure tactics inflicted upon you by some of the funding companies.

Happy Clients Stories

  • Susan W. -- Sacramento, California
    Susan W. -- Sacramento, California
    Before I came to Settlement Quotes, I had received several quotes from other companies to buy my structured settlement payments. I was astonished by the offer that Settlement Quotes provided and couldn't refuse. They completed the transaction within 6 weeks as promised. I couldn't have been happier.
    Submit your Quote Request Today and get SSQ working for You!
  • Gina V. -- Chicago, Illinios
    Gina V. -- Chicago, Illinios
    Thank you so much for your help. The money is now in my account. Thanks for your help during a very scary time. I am now at a parish as an interim rector/priest part time, and this money will help pay back many folks who helped out during my time of unemployment -- as you also helped out during this time. Thanks again!
    Submit your Quote Request Today and get SSQ working for You!
  • Keisha and Rick S. -- Jacksonville,Florida
    Keisha and Rick S. -- Jacksonville,Florida
    I am absolutely thrilled with the job your company did for me. I was informed almost on a daily basis where my transaction was and when I would receive my money. I enjoyed working with James and the rest of your staff. Thanks again.
    Submit your Quote Request Today and get SSQ working for You!
  • Ashley C. -- Thatcher, Arizona
    The process went smoothly, Structured Settlement Quotes had a very good offer compared to everyone else we asked. We were able to pay off debts and use the remaining money to start a savings fund for our daughter.
    Submit your Quote Request Today and get SSQ working for You!
  • Jon N. -- Sicklerville, New Jersey
    I have sold my structured settlement payments several times before. Overall, I had the best experience with companies that Structured Settlement Quotes found for me. If I had any more payments, I would go back to them. And yes, I have told many other people about them. They are just great!
    Submit your Quote Request Today and get SSQ working for You!


Why Cash Out an Annuity for All Your Money Now?

For most people, the choice of taking an annuity payout seems to make plenty of sense on the surface. Whether your annuity is from lottery winnings or a life insurance policy, it offers long-term financial security and stability, right? That’s the theory, at any rate. By taking annuity payments, you’re guaranteed a specific amount of income over a set period of time, which allows you to plan for the future and not have to worry that you will be completely bereft of income. However, life has a way of changing things so that annuity payments don’t always work the way you anticipate.

Mounting Bills

Why cash out an annuity? Many people find that one reason they need that money right now is so they can pay off mounting bills – medical or otherwise. A simple medical problem can cause havoc with your finances and while those annuity payments will help pay off your bills over time, there’s nothing they can do about your immediate need. This is particularly true in situations where you might have lost your job and creditors are hounding you, or your mortgage company is threatening you with foreclosure. Those annuity payments only offer so much help.

Where to Find Help

The real issue here is how to cash out your annuity. What should you do? You can’t just go to the bank and ask for money upfront. Technically, all the money remaining to you is held by the payer – it’s officially theirs until they have to pay it to you, despite your annuity agreement. You do have options, though. There are companies that will buy your annuity in exchange for a lump sum of money. This gives you access to almost all of your funds right away, to use as you see fit. You can pay bills, repair your home, repair your car (or get a new one), or put the money towards your children’s education.

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Who Is the National Structured Settlements Trade Association?

When it comes to the world of structured settlements, there’s only one authority you need to know about – the National Structured Settlements Trade Association. What is this organization and what is their role in the industry? Why do you need to know who they are and what they represent? If you’re about to start receiving or are already the recipient of a structured settlement, then knowing this organization is important.

Founding

The National Structured Settlements Trade Association has been around for quite some time – it was founded in 1984, a year after the US tax code changes that made structured settlements much more common. The organization was created to help benefit individuals working within the structured settlement industry, including attorneys, consultants, insurance professionals and others. Currently, the organization represents almost 1,200 members across the nation.

Ethics and Excellence

The National Structured Settlements Trade Association is dedicated to a strict code of ethics and excellence in performance. They uphold integrity and fidelity, competence in service, fairness, honesty and due care. Of course, they are also dedicated to professionalism for all those they represent, as well as the confidentiality of all information in settlement cases on the part of their members.

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Potential Structured Settlement Buyout Problems

Structured settlements are designed to help mitigate your financial situation and pay restitution for pain, suffering and injuries. Most of these settlements are due to personal injury or liability claims. However, if you find that your settlement payments aren’t quite enough to make your situation tenable, you might considering selling it. While this is possible, you need to know a bit more about potential structured settlement buyout problems. There are quite a few that can rear their heads, but you can avoid many of these.

You’re Going to Court

One thing that surprises many people is that they have to go back to court in order to sell a structured settlement (technically called a transfer). The judge will be responsible for determining if the sale is in your best interest and allowing it to proceed. This decision will be made on many different factors, including your financial situation and need. The court will not approve a transfer if you don’t actually need the funds immediately or can’t prove that you do.

Buyer Considerations

A huge issue when it comes to structured settlement buyout problems is the funding company buying your payments. The court is going to take a long, hard look at the terms being offered and if they don’t consider them “fair”, your transfer will be denied. What are fair terms? Essentially, the court wants to make sure that you’re not being taken advantage of, so fair would indicate a deal in which you get to keep the majority of your funds. In many instances, you can keep up to 90% of the money due you, but this varies considerably from company to company, so shopping around is very important.

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