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  2. By submitting this form, I am providing Structured Settlement Quotes with express written consent to contact me regarding product offerings by SMS/text messages or by using an auto dialer (or automated means) at the phone number(s) provided and such consent is not a condition of a purchase. I also consent and agree to Structured Settlement Quotes’s Privacy Policy and/or Terms of Use.

 
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    1 - Enter General Information:
    I have a:
    Structured Settlement Lottery Payments Other Annuity Worker's Compensation
    Name of Insurance Company That Pays Me
    2 - Describe each Payment Stream you want to Sell (one payment stream at a time):
    Would you like to enter another payment stream?
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    Life Contingent
    Cost of Living Increase
    Your Payment Streams
    # Frequency Next Payment Amount Last Payment Guaranteed COLA Increase On Date Delete
    3 - Tell us about your highest offer so far, if any, then Click on "Finished":
    Have you received offers from other companies?

Cash Out Options for Structured Settlements



FactoringThe process of cashing out a structured settlement is more commonly known as structured settlement factoring, which is the process of transferring the rights to structured settlement payments. Annuitants have several options when cashing out structured settlement payments, including the number of payments to cash out, amount of each payment to cash out, and company that will complete the factoring transaction.

A few life insurance companies do offer services to help their policy holders cash out structured settlement payments. These services are ideal for annuitants who will net $10,000 or less after completion of the factoring transaction, due to the standard 12% discount rate that these companies offer. Traditional factoring companies will not complete a transaction of this amount with a 12 % discount rate.

For larger transactions, ($10k and up) a traditional factoring company is the way to go. These transactions can be completed with discount rates as low as 7.5%, depending on the size and competition involved in the transaction.

If you would like more information on this topic please contact us or give us a call at 888-665-1257.

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